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This communication is intended for Canadian residents only and does not constitute an offer or solicitation by anyone in any jurisdiction in which such an offer or solicitation is not allowed.

General

Stonegate Private Counsel is a division of CI Private Counsel LP. The contents of this web site are provided for information purposes only and are not intended to provide to you specific advice with respect to your financial, investment, tax, legal or accounting matters. For information specific to your situation you should consult a financial advisor or other appropriate investment, legal or accounting professional. If you rely on the information contained on this web site without seeking advice of a professional you do so at your own risk. Facts and data provided in this web site are believed to be reliable when posted. Stonegate Private Counsel cannot guarantee that they are accurate or complete or that they will be current at all times. All opinions expressed and data provided are subject to change without notice.

Client information and statements accessed through this web site are not official statements of Stonegate Private Counsel, or its affiliates.

Stonegate Private Counsel, and its affiliates are not responsible in any manner for direct, indirect, special or consequential damages howsoever caused, arising out of the use of this web site.

INVESTMENT CALCULATIONS

Calculations or projections are for general illustrative purposes only and are not guaranteed to be accurate or complete. Please use them only as guides or estimates.

TRADE-MARKS AND COPYRIGHTS

Certain names, words, phrases, graphics or designs in this web site may constitute trade names, registered or unregistered trade-marks or service marks (collectively, "Trade-Marks") of CI Investments Inc. or its affiliates or third parties. Stonegate Private Counsel is a trademark if CI Investments Inc. used under licence. The display of Trade-Marks in this web site does not imply any licenses have been granted to any third party.

Users of this web site shall be entitled to copy any information from this web site for their own personal use provided that it is not modified and that all copyright and other notices contained in this web site are maintained. Users of this web site may not otherwise use, reproduce, broadcast, publish or re-disseminate any information, in whole or in part, without the prior written permission of Assante.

INTERNET E-MAIL

E-mail over the internet is not a secure medium and privacy cannot be assured. E-mail communication is not confidential, subject to possible interception or loss, and is also subject to possible alteration. Stonegate Private Counsel and CI Private Counsel LP are not responsible for and will not be liable to you or any one else for any harm or damages in connection with an E-mail, containing personal or confidential information sent by you to Stonegate Private Counsel or an E-mail by Stonegate Private Counsel to you at your request.

THIRD PARTY LINKS

Links to other web sites are for convenience only, are independent from Stonegate Private Counsel and CI Private Counsel LP and therefore Stonegate Private Counsel and CI Private Counsel LP have no control over the content of a linked web site. Stonegate Private Counsel and CI Private Counsel LP will not be liable for any inaccuracies in such information or for the content of any linked web sites that are not maintained by Stonegate Private Counsel and CI Private Counsel LP nor endorse any product or service available through a linked web site. Stonegate Private Counsel and CI Private Counsel LP make no claims that third party web sites will be free of viruses, worms, trojan horses or other destructive components on or from such web sites. Linking to another web site is at your sole risk and Stonegate Private Counsel and CI Private Counsel LP are not responsible or liable for any damages in connection with linking.